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If you are facing financial difficulty, we can help. Call us today, time is of the essence! 901-387-1199
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Before signing a contract with any REALTORŪ, make sure you know EXACTLY how your home will be marketed.
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Buying your first home? REALTORSŪ are your PROFESSIONAL guides. Make sure you choose top experts.  You might be a bit afraid or intimidated by the whole process of buying your first home. As top Shelby, Tipton, and Fayette County real estate experts, we have the knowledge and experience to guide you through the process. We take the time to go through each and every step of the buying process with you. This allows us to address any and all questions or concerns that you may have along the way! Together, we will consider:
- How much can you really afford?
- How to qualify for a mortgage.
- How much cash you should put down.
- How to buy a home with little or nothing down.
- What it takes to get approved for financing.
- What banks and other financial institutions are looking for.
- How much your payments will be.
- The tax advantages of buying.
- Is buying actually your best option at the current time? Tell us a bit about your situation below. We'll get right back to you. This will help us get things going and identify what approach is best to take to get you into the home of your dreams! There is absolutely no charge, and we offer this to you with no strings attached. 
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New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...
Accepting An Offer >Offers and Counter Offers
Many of the offers real agents submit for prospective buyers aren't exactly what the sellers want. The price may be lower than they are asking or there might be terms included in the offer that will require negotiation. What happens after the offer is submitted?
The seller's real estate agent will present the offer to the sellers, along with the buyer's qualifications. If the sellers accept the offer, then a purchase agreement is written and signed by both parties. If the sellers counter the offer, the next action is initiated by the buyers when they make a response, either accepting the counter offer or countering it with yet another figure. If you want to buy a particular house, your chances of succeeding are greater if your initial offer is as close to the asking price as possible. You could save money by engaging in lengthy negotiations, but you run the risk of losing the home if a more attractive offer comes in from another buyer.
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| Q |
What four states in the Southwest are noted for having boundaries that touch.
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| A |
New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries. |
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- NUMBER1EXPERTS™ 
